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Insurance is a business designed to make money. It operates on the principal that if many purchase coverage, the insurer does not have to charge extreme rates for the coverage, because the risk is spread broadly across a wide spectrum of customers, and it is...
Insurance fraud may appear to many as the perfect crime. After all, the perpetrator of the fraud is often an individual, and the victim of the crime is typically a large insurance company. Some individuals may believe because an insurance company handles millions of...
Guns are a contentious issue. Across the border from Louisiana in Texas, the legislature has been debating the issue of allowing concealed handguns in the classrooms of the state's college campuses. The House passed legislation that would stop public colleges and...
Louisiana has already seen the first severe storms move thought the state, and last weekend dangerous storms threatened the state and struck neighboring areas in Texas and Arkansas. In recent years, the predictability of storms seems to have been reduced, while the...
With insurance claims, there are many pieces to the puzzle. As an insurance company, you have to first receive notice of a claim on a policy. You then have to send an adjuster out to investigate the claim and determine if it appears to be within the scope of the...
As we have noted from time to time, insurance fraud is an area where those willing to cheat, steal and defraud insurance companies often come up with novel new ways to turn a profit, at least temporarily. Most people have heard of some common insurance fraud schemes,...
When it comes to insurance fraud, people can become quite inventive. There are the usual false claims for injuries after a car accident. One reason it so difficult to obtain compensation for soft tissue injuries is the fraud and abuse associated with these types of...
Car insurance is an essential of modern life. Not only is it required by state law in Louisiana and all other states, but also if you should be unfortunate enough to be involved in a car accident that results in damage to your vehicle, few would have sufficient funds...
One of the difficulties of stopping insurance fraud is the multiplicity of forms that it can assume. From staged auto accidents to fraudulent medical bills, insurance fraud is bounded only by the inventiveness of the fraudsters. Insurance companies must remain ever...
Data can provide many useful insights into what really happens in the world of insurance claims. While many people may suspect the results of a report issued by the Progressive Insurance Company, it is always interesting to compare anecdotal assumptions with actual...
