A story like the following will never garner positive publicity points for an insurance company. In fact, it will assuredly yield an immediately sharp public response, even without regard for underlying details.A recent Consumer Reports article highlights the tale of...
Denied Insurance Claims
Insurers face hard, distinct challenges re cyberattack claims
Many insurance companies are stuck between that proverbial “rock and a hard place” when it comes to cyberattack claims. Those increasingly issue from commercial policyholders who have generalized risk policies rather than specific cyberattack coverage.On the one hand,...
Is that insurance application accurate or, well, something else?
Reportedly, about 10% of all Americans have included fraudulent information on their auto insurance applications to score a better premium rate. That can present a personal risk, of course. If discovered, it can bring a swift claim denial and/or policy cancellation....
Insurers cite justifications for sleep apnea monitoring
The “two sides to every story” adage often takes on stark significance when bad-faith accusations swirl around insurance companies. There is often a quick call to judgment in the public’s collective mind when tales emerge of insurers’ denied coverage in a given...
Court nixes policyholders’ claim for being tardy
It was a question of timing, stressed one state’s highest court, and a couple contesting an insurer’s denial of their policy claim erred on when the relevant legal clock started ticking.And it was also a question of responsibility. In a lawsuit with relevance for...
The ever-present challenge of fraud for insurance companies
Many Louisiana insurers that offer comprehensive protection to policyholders often provide service across an impressively broad range of industries.We note some representative practice areas on our website at the long-tenured and proven Lafayette insurance defense law...
Major health insurer cites justification for policy change
You want it, we’ve got it.Evidence, that is. Scores of pages of it, which sets forth in numbing detail shockingly high medical charges levied by emergency room care providers.Here are just a few examples:$7,000 bill applicable to a patient’s sunburn15 lab tests for a...
Thoughts on cyber insurance coverage
As we turn the calendar to 2018, an important consideration for businesses is to make sure that they are properly covered for calamities that may come their way. Of course, most understand that they must have liability policies or errors and omissions (E&O)...
Auto insurers can face mileage-related lies
Unfortunately, auto insurers can’t always count on people being honest with them. There are a variety of policyholder lies such companies could be exposed to. Among the things that could tempt a policyholder to be dishonest with their insurer is the prospect of...
Louisiana’s homeowners insurance rates among America’s highest
Homeowners insurance policies contain all kinds of terms. One type of term that tends to get a great deal of attention from the public are terms regarding insurance premium amount. There is quite a bit of variation among states when it comes to what level such...