Different locations differ in a wide range of ways. This includes ways that can have big implications when it comes to homeowners’ insurance.
One thing homeowners insurance companies can see a lot of during the summer months are insurance claims related to theft. Experts point to theft claims being at rather high levels during the summer. And statistics indicate that we are entering what is traditionally the most theft-claim-heavy time of this season.
The coverage terms of property insurance policies are very important and impactful things. However, many consumers make incorrect assumptions about what terms such policies typically contain. As a recent InsuranceQuotes survey underscores, some such misconceptions are very common.
Homeowners insurance providers can end up receiving claims for a wide range of different types of damage to a home. This includes damage caused by mold.
Louisiana is all too familiar with the major amount of damage that hurricanes can deal out. However, hurricanes are far from the only storms that can pose significant property risks. For example, it can be important to not underestimate the harm that can be caused by thunderstorms. A recent report underscores how big of losses can come from these storms.
Many trends regarding homes can have impacts on homeowners insurance and the companies that provide it. This includes trends on what sorts of objects and devices are in a home. One class of device that has been increasingly showing up in homes lately are smart appliances and devices.
Homeowners insurance claims can regard a wide range of things. This includes home break-ins. However, it appears that it might be becoming a little rarer for insurers to see burglary-related insurance claims.
There are many important home maintenance and upkeep tasks for homeowners. How good are American homeowners at properly maintaining their home? A recent survey indicates that many such homeowners fall short on this front.
Halloween is now in the rear-view mirror. All kinds of things can come in the wake of this holiday. For homeowners, this can include cleaning up the house following Halloween parties, taking down the various spooky and pumpkin-themed decorations they had up and ensuring their kids don’t plow through all their Halloween candy too quickly. For insurance companies, it can include dealing with lots of claims, particularly crime-related claims.
Each season has its own unique aspects, including its own risks. Some of these risks could give rise to events that lead to homeowners insurance claims. As fall recently kicked off, today we will go over some of these types of risks that this season can carry along with it.