It is likely that many people in Louisiana and nationally don’t get especially heated when they hear a story chronicling an egregious attempt to defraud one or more insurance companies. Indeed, the bad-faith effort of a scammer making bogus claims to garner unlawful profits is concerning, but its effects are relatively confined and do not generate broad-based public harm.
Louisiana House Bill 372 recently gained approval in the state House of Representatives, and with relative ease. The would-be legislation that focuses on cutting auto insurance premiums for state drivers essentially sailed through the chamber on a 69-30 tally. Next stop: the Louisiana Senate.
Business entrepreneurs are a notable group for the sheer diversity of ideas they come up with to forge profitable business enterprises. Some open stores. Others provide professional services.
Have you heard of “telematics?”
An individual with a background or specialized knowledge in insurance matters might look at the above blog headline and have an instant reaction to it.
Imagine that you are a principal of a company in Louisiana or elsewhere with a large fleet of vehicles. A long-haul trucking firm might come to mind. Or a taxi company, obviously. Perhaps a delivery service of some sort. Maybe a plumbing company. A private bus firm, catering service, cable/satellite dish entity, car rental company - the lists goes on.
“Time is of the essence.”
It certainly used to be the case that little fuzziness existed generally concerning whether an individual was engaged in on-the-job activities or indulging in personal behaviors having nothing to do with his or her employment. Traditionally, the phrase “acting in the course and scope of employment” long meant that a person was physically present and performing work-related duties on an employer’s terrain.