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Denied Insurance Claims Archives

Auto insurers can face mileage-related lies

Unfortunately, auto insurers can’t always count on people being honest with them. There are a variety of policyholder lies such companies could be exposed to. Among the things that could tempt a policyholder to be dishonest with their insurer is the prospect of gaining some sort of financial advantage by lying.

Louisiana’s homeowners insurance rates among America’s highest

Homeowners insurance policies contain all kinds of terms. One type of term that tends to get a great deal of attention from the public are terms regarding insurance premium amount. There is quite a bit of variation among states when it comes to what level such premiums tend to be at.

Protect your company after denying an insurance claim

It is no secret that insurance providers get a bad rap. Most people fail to view insurance in the proper context—as a means of protection in the event of tragedy. Further, many citizens tend to look at insurance companies as "the bad guys."

How prepared insurance-wise are small businesses for disasters?

Small businesses are not immune to disasters. There are many disasters such companies could end up encountering, such as fires, natural disasters, cyber attacks, employee fraud or major thefts. When a business owner is caught unprepared for such disasters, it could have significant ramifications for their business. Such disasters could even leave their business financially unable to carry on.

Trust in insurers high among Millennials, low among women

Building strong customer trust is important in any business. This includes the insurance business. When customer trust problems arise for an insurance company, the company could have trouble drawing in new customers or keeping their current ones. The company’s overall relationship with their customers could also be impacted, which could have a variety of negative implications.

How common are lightning-related claims in Louisiana?

There are many natural forces capable of causing significant harm to people and property. One of these is lightning. Damage to electronics, fires and significant electric shock injuries are among the harms lightning can cause.

Insurance complaints to the LDI rose in Louisiana in 2015

It can be a very sensitive situation for an insurance company when a policyholder disagrees with it over a policy denial or a claim payment offer. Such disagreements could have the potential to balloon into impactful legal matters. For example, it could lead to a lawsuit being brought. Another potential ramification such a disagreement could have here Louisiana is a policyholder filing a complaint against the insurance company with the Louisiana Department of Insurance (LDI). Such complaints could potentially lead to an insurance company facing an investigation from the government.

Responding to bad faith litigation

Sometimes, disputes arise between an insurer and one of its policyholders over a denied insurance claim. Occasionally, such disputes flare up to the point where the policyholder accuses the insurer of bad faith in relation to the claim denial. This could lead to the insurer facing a bad faith lawsuit from the policyholder.

What is a material misrepresentation on an insurance contract?

The Fifth Circuit recently handed down a case that addresses a basic element of contract law, that of material misrepresentation, in a context that may not be very uncommon in Louisiana after the real estate bubble.

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CAFFERY, OUBRE, CAMPBELL & GARRISON, L.L.P.

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Lafayette, LA, 70501
Phone: 337-446-2442
Fax: 337-269-1753
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