Among the things that can have a very big impact on auto insurers is how good of drivers their policyholders are. This can affect how common claims are, which can have significant financial ramifications for insurance companies. This is among the reasons why insurers look at a lot of different factors that might reflect how good of a driver a given person is when doing things like setting insurance rates.
There are many different things that could give clues as to how likely a person is to be a good driver. This includes what his or her occupation is. There is a great deal of variation in likelihood of having a negative driving incident among individuals in different jobs.
A recent study looked into what occupations tend to have more members with marks on their driving history. The study reviewed data from over a million auto insurance applications to see how common it was among individuals in different jobs to have a driving incident in the prior seven years. Examples of driving incidents include at-fault accidents, traffic citations and DUIs.
Which occupation had the worst drivers, based on this measure? Fitness club managers took the top spot. According to the study, 44.83% percent of drivers in this job had a driving incident.
Filling out the top ten for worst drivers were: production crew members, bartenders, journalists/reporters, electricians/linesmen, sales representatives, metal workers, servers, masseuses and investment bankers. For these fields, the percentage of drivers with an incident landed between 37.43 percent and 39.88 percent.
Is there anything you find surprising about this list? Why do you think poor driving seems to be so common among individuals in these professions?