Lafayette
337-446-2442
Caffery, Oubre, Campbell & Garrison, L.L.P.
New Iberia
337-352-2310
Service, Integrity, Results

In Halloween’s wake, insurers can see lots of crime-related claims

Halloween is now in the rear-view mirror. All kinds of things can come in the wake of this holiday. For homeowners, this can include cleaning up the house following Halloween parties, taking down the various spooky and pumpkin-themed decorations they had up and ensuring their kids don’t plow through all their Halloween candy too quickly. For insurance companies, it can include dealing with lots of claims, particularly crime-related claims.

Examples of crime-related property insurance claims include claims for thefts or property damage caused by vandalism. Data suggests that Halloween sees a jump in these types of claims. For example, numbers from Traveler's Insurance indicate that crime-related claims go up 24 percent on this holiday.

When dealing with an influx of claims, such as property insurance claims related to crimes, it is important for insurers to give each claim proper attention and to properly look into and address the issues related to the claim.

Many different issues can come up in connection to crime-related claims, including issues regarding:

  • Whether a given claim is covered by the insured’s policy.
  • Whether the homeowner did anything that made the crime more likely to happen.
  • Whether the damage claimed was actually caused by a crime.
  • Determining how much in damage was caused by the crime.
  • Collecting and analyzing evidence on the specific circumstances surrounding the crime and the damage it caused.

How these and other issues related to crime-related insurance claims are handled by an insurer can affect the insurer’s financial health and its overall legal situation.

Source: WREG, “Report: Crime-related insurance claims increase on Halloween,” Shay Arthur, Oct. 31, 2016

No Comments

Leave a comment
Comment Information

contact us

With offices in Lafayette and New Iberia, our lawyers represent clients in state and federal courts throughout Louisiana. Contact us today to schedule your case assessment with one of our experienced attorneys. Email or call us at 337-446-2442 to reach our Lafayette office or call 337-352-2310 to reach our New Iberia office.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Lafayette Office
100 East Vermilion Street
Suite 201
Lafayette, LA 70501

Phone: 337-446-2442
Map & Directions

Lafayette Office

New Iberia Office
800 South Lewis Street
Suite 205
New Iberia, LA 70563

Phone: 337-352-2310
Map & Directions

New Iberia Office