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Effective Insurance Defense Legal Counsel for Southern Louisiana

July 2015 Archives

Illegal acts or criminal acts exclusion in insurance policies

Insurance coverage is one of the necessities of modern life. Most people drive motor vehicles and can at anytime be involved in a serious collision or crash with another vehicle. Such crashes can cause catastrophic injuries or death. The cost of medical care and the potential lifetime of lost earnings would instantly bankrupt the vast majority of driver's on Louisiana's roads.

Insurance costs vary depending on the risk

Insurance is a business designed to make money. It operates on the principal that if many purchase coverage, the insurer does not have to charge extreme rates for the coverage, because the risk is spread broadly across a wide spectrum of customers, and it is statistically unlikely that all customers of a given insurance company will make claims simultaneously.

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CAFFERY, OUBRE, CAMPBELL & GARRISON, L.L.P.

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Phone: 337-446-2442
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